Licensed Real Estate Broker/ Licensed Mortgage Banker

The titles of HUD direct endorsed FHA licensed mortgage banker and licensed real estate broker bring definite advantages to people who are looking to buy, sell or seek a solution for keeping a house. 

In the present market especially, it is prudent to have someone who understands the complex issues of mortgage transactions and how the market works.  You would want someone who knows what is happening in the real estate industry,  has a network of high-end brokers and realtors with whom to work, and is experienced in  communicating with real estate teams to negotiate the best situation for you.  In this market, you need a Certified Distressed Property Expert since 80% of closed transactions according to NAR the National Association of Realtors are bank repossessed home or short sales.  In this market, you need someone who knows what needs to happen for you to achieve your goal, a Licensed Real Estate Broker.  Mayer Dallal is that person.

Negotiating through the buying, selling, or short sale process is only half the battle.   The other half is completing the mortgage transaction expeditiously.  That is the benefit of working with a HUD Direct Endorsed FHA Licensed Mortgage Banker.  A mortgage banker has complete control of the mortgage underwriting process because everything is done in-house. Mortgage bankers have their own guidelines and underwriters, so they are able to close fast.  They personalize service to their clients, stay in close communication with them, and provide answers immediately.  Clients are not stuck in a huge pipeline, waiting for answers and a long process to close.   Mayer Dallal is such a Licensed Mortgage Banker.